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In N Out Loans/Almost a Bank
Phone: 386-255-2844
Fax: 386-258-2765 
lisabsjw@aol.com
Hours: Mon, Wed, Thurs, Fri, Sat: 10:00 a.m.-6:00 p.m.
Closed Sunday and Tuesday

 

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Daytona Beach
875 Mason Ave.
Daytona Beach, FL 32117
Phone: 386-255-2844
Deland
1516 S. Woodland Blvd.
Deland, FL 32720
Phone: 386-255-2844
Deltona
2031 Saxon Blvd., Suite 100A
Deltona, FL 32725
Phone: 386-255-2844
Ormond Beach
793 S. Nova Road
Ormond Beach, FL 32174
Phone: 386-255-2844
Palm Coast
1070 Palm Coast Parkway, Suite 3
Palm Coast, FL 32137
Phone: 386-255-2844
Port Orange
3929 S. Nova Road
Port Orange, FL 32127
Phone: 386-255-2844
Ocala
1025 NE 14th St
Ocala, FL, 34470
Phone: 386-255-2844

The minimum period for repayment is 61 days and the maximum period for repayment is 61 days. A typical fee for a $500 loan is $25, which is an annual percentage rate of 35.33% for a 61 day loan term. Often, the cost of a loan may be lower than the alternatives considered by many people, such as paying a bill late or incurring overdraft fees from banks and credit unions. For example, $1,000.00 loan with a 61 day term and a $25.00 origination fee would have a total cost including the $25.00 origination fee plus interest of $60.02 and a total payback of $1,060.02. The maximum APR is 35.92%.

 

Loan Interest Rate Fee Monthly Payment Total Payment Total Cost APR On 61 Day Loan
$500 28% $12 $264.76 $529.52 $29.52 35.33%
$700 28% $17 $370.76 $741.52 $41.52 35.49%
$1000 28% $25 $530.01 $1060.02 $60.02 35.92%
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